To get the most out of the ending Nordic summer we would like to propose a weekend BBQ for the family. With the beginning of fall we get a lot of delicious food from the woods like mushrooms, berries and if you’re lucky to have a hunter in the family you might get some great […]
There are mixed sentiments in the public opinion and the current stats from job market figures and household savings in Sweden. On the positive side we can see that the unemployment rate is low, 6,4% in July which is 1,6 percent points lower than the previous year. The seasonally adjusted unemployment rate for the same […]
We have all followed the horrible actions in Ukraine the past two plus months and hope it will come to an end soon. The invasion has affected us in different ways, some more than other of course with millions of people fleeing their home country not knowing where they’ll end up or for how long […]
New report from SCB showing an average growth just over 5,5% annually between 2010 and 2021 in the unsecured consumer loans in Sweden – the niche banks have contributed with 63% of the total growth and are the fastest growing category in the market. The total outstanding debt is now adding up to 273 billion […]
Retail indicator from the Swedish National Institute of Economic Research (NIER) is at its highest point since 2010 and has been climbing a lot since the pandemic hit and it is now at its highest point since 2010. If we look at the past 6 months it has increased with 7,3% which gives an optimistic […]
Brouwers mustiga och goda viltgryta med älgbiff med griskind …
We can see an increase in households’ total loan stock where the annual growth rate has increased during the pandemic, this is probably due to the temporary exemption from amortization rule which were introduced to help households coupe with a potential financial crisis during covid-19. This growth rate is estimated to decrease going forward. At […]
After almost one and a half year of financial relief in form of exception from mortgages amortization for people with high loan-to-value and debt-to-income ratios Finansinspektionen (FI) has now decided to end this on August 31. This shows in one way that the Swedish people haven’t been as financially damaged by the effects from covid-19 […]